Hello, I'm Dorothy Pang, your mortgage expert.

I am here to help you get through the mortgage process so that you can have an easy and smooth transaction.

My note to you

How exciting! You are looking to advance to the next phase of your life – buy a house.

I understand that the mortgage process can be daunting, especially if it’s your first time. There are so many things to consider:

Amount to borrow
Budgeting for housing expenses
Loan terms: points, fees, rates, LTV and DTI. What do these all mean?

These can take days to research on your own. Then, you might even end up with more questions.

For that reason, I am here to share our knowledge and save you some googling time. My mission is to help you make more informed financing decisions and get to the closing table as smoothly as possible.

If you are interested in purchasing or refinancing, I would love to offer you my mortgage expertise.