How exciting! You are looking to advance to the next phase of your life – buy a house.

We understand that the mortgage process can be daunting, especially if it’s your first time. There are so many things to consider: 

  • Amount to borrow
  • Budgeting for housing expenses
  • Loan terms: points, fees, rates, LTV and DTI. What do these all mean?

These can take days to research on your own. Then, you might even end up with more questions. 

For that reason, we are here to share our knowledge and save you some googling time. Our mission is to help you make more informed financing decisions and get to the closing table as smoothly as possible.

If you are interested in purchasing or refinancing, we would love to offer you our mortgage expertise. 

My background

I have over 6 years of experience in the mortgage industry with over 400 closed mortgages and counting. 

You can visit my Linkedin profile for more information about me. 

My core experience includes:

  • First time home buyers
  • Upgrade buyers
  • Residential property investors
  • Refinance

To get started, drop me a line or schedule a free 15 minute consultation with me. 

I am fluent in English, Cantonese, and Mandarin. 

Speak soon!

Dorothy Pang

mortgage broker, lender, buy a house, refinance

Dorothy Pang - Mortgage Advisor